Lenders Toolbox v10.4 貸款計算器 英文破解版



XYZ軟體急先鋒(http://www.xyz168.net)
　


　
軟體簡介：


Lender'sToolBox是每一個貸款者必須的工具，這個工具不僅能夠幫助用戶
計算和列印正常的每月本金及利息計畫，還支持固定本金+應付利息的模式。
可以生成一次付款額的計畫表。內置的LoanCalculator工具可以用whatif
語句來構建加強的貸款方案，方便用戶進行權衡。(文：life_is_good@YDY)

ProgramDescription:
TheLender'sToolBox?includesthemostessentialtoolsneededby
everylender(orborrower,forthatmatter).AversatileAmortization
programthatnotonlycomputesandprintsthe"normal"monthlyP&I
schedulesbutalsoallowsfixedprincipalpaymentsplusaccruedinterest.
On-screenoptionsallowyoutoalsoproduce"balloon"(lumpsum)payment
scheduleswheneverdesired.UsetheincludedLoanCalculatorforquick
"whatif"scenariostoproperlystructureanyloanrequest.Someofthe
majorfeaturesinclude:

*Amortizeloans(upto999million)usingweekly,bi-weekly,semi-monthly,
monthly,quarterly,semi-annual,orannualpayments.ForCanadianMortgage
calculationsyoucanalsochoose'Accelerated'weeklyorbi-weeklypayments.
(Numbers&dateswillbedisplayed/printedusingyoursystem'sRegionalSettings,
allowingproper'formatting'fornon-U.S.users.)
*Calculateinterestusinga'standard'fixedrateorthevariablerateoption.
Whenavariablerateinterestratetypeisselectedyoucanoptionallyprojecta
"worst-case"interestratescenarioforthecomputedAmortizationSchedule!
*Calculateinterestusingequal30daymonths(360/360accrualbasis)orexact
daysbetweendates(choosebetweena365/365or365/360exactdaysbasis).
CanadianMortgagecalculations(360/360withsemi-annualcompounding)are
alsosupported.
*Includeodddaystofirstpayment(positiveornegative)whenusingequal
30daymonthcalculations.
*IncludepaymentsforInsurance,Taxes,andOtherescrowamountsinthe
computedschedule...theperiodicpaymentwillbeadjustedaccordingly.
*Include"interestfree"or"interestonly"paymentsatthebeginningof
thescheduledterm.(Youcaneveninstructtheprogramto'equalize'the
calculatedpaymentamountforloanscontaininginterestfreepaymentsor
extendthescheduledtermforloanscontaininginterestonlypayments!)
*Thefinalscheduledpaymentcanbeeitheranormaloraballoon
(lumpsum)payment.
*Youcaneasily"modify"thestandardscheduletoincluderatechanges,
lump-sumoradditionalpayments,reduced/increasedprincipalpayments,
etc.
*PrintyourcompanynameasapagefooteroneveryAmortizationschedule
(canbeturnedoff,ifyouprefer).
*Printthesequentialpaymentnumbernexttoeachpaymentduedateas
wellasannualtotals(calendar-OR-fiscalyear)...bothareoptional
witheachscheduleproduced.
*Fullprintpreviewwithfourreportstyles,user-selectablefonts,
anduser-selectablepapersizes.Youcaneveninclude'custom'textin
yourAmortizationSchedule's'header'section.
*PrintcustomizedpaymentcouponsforanyAmortizationScheduleand
easilycollatethemintoa"paymentbooklet"foryourborrowers.
*SaveanyofyourreportstoanHTMLorPDFfileforviewingor
printinginawordprocessor,browser,orPDFviewer,andyoucanalso
exporttheAmortizationSchedulegrid'svaluestoatab-delimitedtext
fileforimportintoaspreadsheetapplication.
*Youcansetyourpreferredprogram&AmortizationScheduledefaults
tospeeddataentryandavoidinputerrors.(Defaultscanbeoverridden
whennecessaryonindividualschedules).
*Copythat"perfect"loanscenariofromtheLoanCalculatortothe
AmortizationScheduleformwiththeclickofabutton.Orusethe
includedRefinancingBreakevenCalculatortodeterminethecost/benefits
ofarefinancepackage.
*Context-sensitiveHelpisalwaysavailablewiththeF1key,along
withpop-up"What'sThis?"helponmanyoftheprogram's"child"forms.
*YourMajorVersionregistration(license)remainsvalid(andfree)
forallminorupgradereleases(10.1,10.2,etc).